미국과 한국의 모기지 시장 비교 (영문)

미국과 한국의 모기지 시장 비교 (영문)

미국과 한국의 모기지 시장 비교 (영문).pptx

본문 Mortgage market of U.S. >Basic concept of mortgages a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan >Types of mortgages Fixed-rate mortgages (FRM) - Same interest rate through out the tenure of the mortgage Variable-rate mortgages (adjustable-rate mortgages, ARM) - Changeable, adjustable, fluctuateable interest rate >Mortgage-backed securities(MBS) Mortgage-backed securities (MBS) are investments, somewhat similar to stocks, bonds or mutual funds. Their value is secured, or backed, by the value of an underlying bundle of mortgages. 키워드 모기, 모기지, 비교, 영문, 한국, 미국